{"id":7629,"date":"2014-05-20T15:11:33","date_gmt":"2014-05-20T14:11:33","guid":{"rendered":"https:\/\/www.france-hotel-guide.com\/en\/blog\/?p=7629"},"modified":"2020-05-11T16:24:48","modified_gmt":"2020-05-11T15:24:48","slug":"travel-insurance-france","status":"publish","type":"post","link":"https:\/\/www.france-hotel-guide.com\/en\/blog\/travel-insurance-france\/","title":{"rendered":"What Is the Best Travel Insurance to Use When Going to France ?"},"content":{"rendered":"

You are leaving soon for France? We\u2019re sure that your travel will be unforgettable, but there may be unforeseen events. Sometimes you might miss a connecting flight during a stopover or you may have an accident. Unlike what many people may think, health care is not free in France. The cost of medical care can be high. How willing are you to take risks?<\/em><\/p>\n

\"French<\/p>\n

Credits : \u00a9invitro<\/strong><\/a><\/p>\n

Summary:<\/strong>
\nWhat is travel insurance?<\/a>
\nWhat are the potential risks of an accident?<\/a>
\nHow does the French health system work?<\/a>
\nWho is concerned by travel insurances?<\/a>
\nWhat are the most popular travel insurances?<\/a><\/p>\n

 <\/p>\n

What is travel insurance?<\/h2>\n

\"girl<\/p>\n

Credits : \u00a9Atikh Bana<\/strong><\/a><\/p>\n

It is the way you protect your essential travel assets, including trip cancellation or interruption, medical expenses, your luggage etc.<\/p>\n

Naturally, not all activities are covered by all types of insurance.<\/p>\n

Take the time to read the insurance conditions carefully, and understand what is included and what is not.<\/p>\n

 <\/p>\n

What are the potential risks of an accident?<\/h2>\n

Always be careful when doing activities that involve inherent hazards, and make sure that your travel insurance covers these kind of activities.<\/p>\n

Here are some examples of incidents that you might encounter:<\/p>\n

Cancellation fees<\/h3>\n

Nowadays, good insurance is more important than it was before, because airlines and other travel services have pretty rigid cancellation policies.<\/p>\n

For example, if you book a flight with an agent or a third-party agency, and not directly with the airline concerned, it may be almost impossible to obtain a refund or exchange for certain tickets; and you will have to call customer service, which does not always respond. Sometimes it happens that the person who answers your call does not speak your language. So then, you have no other choice than to send an email to customer service\u2026 Some tour operators deliberately make the customer wait for their refund, in order to make them change their mind.<\/p>\n

Cover delays and missed departures due to a last-minute family emergency or work-related concerns, or any circumstances beyond your control, such as road accidents, illness, employment dismissal, death of a loved one, or some serious disease.<\/p>\n

Lost or delayed luggage<\/h3>\n

\"flying<\/p>\n

Credits : \u00a9andreas160578<\/strong><\/a><\/p>\n

 <\/p>\n

If your luggage is lost or delayed during your holiday in France, you will be covered so you will be able to buy extra clothes, toiletries or anything else that was lost. You will be refunded for the replacement cost of all your personal belongings.<\/p>\n

Loss or theft of your passport<\/h3>\n

Think about adding the loss of your passport to your insurance contract, if it is not already included. It can be very expensive and stressful to get a new passport during your holidays.<\/p>\n

Civil liability<\/h3>\n

If for any reason, your actions result in the loss or damage of someone else\u2019s property, or if it causes an injury to a person during your journey in France, you will need to cover this kind of incident.<\/p>\n

Minor crimes<\/h3>\n

Most trips to France take place without problems, and the crime rate is quite low in most of the country. There are, however, places where crime is a bit higher, such as in large cities like Paris or Marseille. It is important to be wary of scams and petty street crime. Travel insurance is essential to fully enjoy the city while being prepared for unexpected incidents.<\/p>\n

Pickpockets in Paris<\/h3>\n

\"paris<\/p>\n

Credits : \u00a9delfi de la Rua<\/strong><\/a><\/p>\n

Thieves and pickpockets operate on the Parisian subway, the RER railways and the major stations of the city, like Gare du Nord. Several incidents have been reported on the B railway line of the RER, which serves the Paris Charles de Gaulle and Orly airports; as well as on D railway line, which serves the Stade de France.<\/p>\n

Terrorist attacks<\/h3>\n

Terrorist attacks are unfortunately quite likely to be perpetrated in France and recent years have witnessed the terrible suffering of the country at the hands of terrorists.<\/p>\n

Civil movements<\/h3>\n

Demonstrations are frequent in France and can sometimes become violent. Tourists should avoid them, especially in the center and the suburbs of major cities.<\/p>\n

Outdoor activities<\/h3>\n

\"paraglider<\/p>\n

Credits : \u00a9Kiki Siepel<\/strong><\/a><\/p>\n

A large part of the activities to be done in France relate to the outdoors. While entertaining, activities of this type may involve specific risks.<\/p>\n

It is very important to check your travel insurance to find out if you are well covered.<\/p>\n

Some of these activities are considered to be more risky than others. Some activities require a supplement on your insurance. Some of those include:<\/p>\n